October 15, 2025

Texas Regional Bank Expands into Dallas-Fort Worth

News Summary

Texas Regional Bank is set to open a new branch in Frisco as part of its expansion into the Dallas-Fort Worth area. The bank’s merger with Access Bancorp Inc. allows it to enter this growing market with plans for additional locations. This strategic move will strengthen the bank’s presence and capital, providing local residents with better banking options.

Texas – Texas Regional Bank is expanding its reach into the Dallas-Fort Worth metropolitan area by merging with Denton-based Access Bancorp Inc. and its subsidiary AccessBank Texas. This strategic move is part of a broader effort by Texas Regional Bank to grow its presence in one of the fastest-growing regions in the state.

The merger, expected to finalize in the first quarter of 2022 pending regulatory approvals, will allow Texas Regional Bank to integrate AccessBank Texas’s six banking centers located in Denton, Fort Worth, and Dallas. Following this acquisition, Texas Regional Bank will operate a total of 29 banking centers, significantly increasing its footprint in the Dallas-Fort Worth market.

Along with the merger, Texas Regional Bank has announced plans to establish a new branch in Frisco, Texas, with additional five locations set to open across the Dallas-Fort Worth region within the next four years. This expansion reflects the bank’s commitment to engaging with communities and enhancing its market share in a rapidly developing urban landscape.

Michael Scaief, CEO of Texas Regional Bank, has indicated that the Dallas area presents a lucrative opportunity for growth. The bank aims to leverage this growth potential by having a significant presence in local communities. As communities continue to expand in Texas, Texas Regional Bank plans to adapt and meet the evolving needs of its clientele.

Texas Regional Bank has previously demonstrated robust growth since its establishment in May 2010 when it acquired Falfurrias State Bank, which initially had assets worth $18 million. With this merger and subsequent expansion, the bank is projected to surpass $2.5 billion in total assets and will maintain over $250 million in capital.

AccessBank Texas, which was founded in 2007, has established itself well within the regional banking sector, possessing approximately $560 million in assets at the time of the merger. With this acquisition, Texas Regional Bank will not only augment its asset base but also enhance its service offerings across a larger customer base in the Dallas-Fort Worth area.

The expansion comes amid an industry trend where smaller banking institutions are increasingly consolidating due to regulatory challenges and competitive pressures. The past year witnessed significant growth in the mergers and acquisitions sector, culminating in a record $5.8 trillion in deal activity, which marked a 64% increase from the previous year. This trend suggests that financial institutions are seeking to fortify their positions in a dynamic economic landscape by merging with or acquiring other entities.

As Texas Regional Bank looks to solidify its market presence in North Texas, it remains focused on enhancing customer service and community engagement, aiming to fulfill the banking needs of clients in a region characterized by rapid growth and opportunity.

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Author: STAFF HERE GEORGETOWN

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